Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Alliance Financial Services

Akron Office
3020 West Market St.
Akron, OH 44333
Phone: 330-864-3043
Fax: 330-864-1909
derekk@alliance-financial.net
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N. Canton Office
4030 Massillon Road, Suite C
Uniontown Ohio 44685
Phone: 330-899-9252
Fax: 330-899-1682
Map and Directions

Derek Kriebel is licensed in OH and VA to offer insurance products,  and life insurance (including variable life), annuities (including variable annuities), and is securities registered in CA, CO, FL, IN, MS, NC, NM, OH, PA, TX, and VA and adviser registered in OH.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Derek Kriebel may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements.  Follow-up, individualized responses to consumers in a particular state by Derek Kriebel that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator.

Insurance issued through many fine carriers.  Securities and advisory products offered through Princor Financial Services Corporation, 800/247-1737, member SIPC, Des Moines, IA 50392. Derek Kriebel, Princor Registered Representative, Financial Advisor.  Alliance Financial Services, Inc. is not an affiliate of Princor®.

Principal Life maintains certificates of authority to transact insurance in all 50 states.  Principal Life NAIC identification number is 61271.  Principal National NAIC identification number is 71161.

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